Beti Bachao Beti Padhao Scheme in J&K, Get 1000/= per Month. Download Application Form.

Beti Bachao Beti Padhao Scheme in J&K download Application Form PDF.

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Good news for Jammu and Kashmir citizens! Union govt. has started implementing Ladli Beti Scheme 2022 in your Union Territory. J&K Ladli Beti Scheme online application form can now be filled out at jk.gov.in Read this article till the end to know about the JK Ladli Beti Scheme form, eligibility, list of documents, features, benefits, etc.

What is J&K Ladli Beti Scheme 2022

Beti Bachao Beti Padhao Scheme in J&K in Jammu & Kashmir the Government-sponsored social assistance scheme meant for newborn girl children of the Union Territories of J&K and Ladakh born on or after 01st April 2015. The objective of the scheme is to arrest the declining female sex ratio. The scheme further intends to ensure that the girl child does not become a burden for the parent or guardian at the time of her marriage.

Phases of Jammu and Kashmir Ladli Beti Scheme

The scheme is a hybrid deposit plan having two phases:

The monthly contribution of Rs.1000/= in Phase-I is made by the J&K Govt.

Features of the Jammu & Kashmir Ladli Beti Scheme

» Recurring deposit account under this scheme shall be opened by the natural or legal guardian of the girl child.

»» No credits other than the monthly contribution of Rs. 1000/- by J&K Government is to be allowed in Phase I (RD Account)

» After the maturity of Phase I (recurring deposit account) the account will graduate to Phase II (Cumulative Term Deposit account).

» No partial drawls or Foreclosure will be allowed under any circumstances during any phase.

» Maturity benefits under the scheme will be paid to the beneficiary on completion of 21 years of age or 21 years after the first installment or 85 months after the last installment whichever is later by crediting the saving bank account of the girl child. However, the girl child is at liberty to reinvest the amount in any deposit plan of the bank at card rates.

» Nomination facility will not be applicable in the scheme. In the unfortunate event of the death of the girl child, the account will be closed immediately and the balance amount along with interest accrued will revert to the Union Territories of J&K and Ladakh;

» In the event of death of the beneficiary before she attains 21 years of age, the amount in the Recurring Deposit account / Term Deposit account shall be closed before maturity without pre-payment charges.

» The account opened at a particular branch may not be transferred to any other branch even if the girl child in whose name the account stands shifts to a place other than the city or locality where the account stands.

»» The beneficiary/parent or guardian of the beneficiary shall produce ‘life certificate of the beneficiary (girl child)’ certified by a gazetted officer or by the principal of school/ college where she is enrolled before the concerned bank branch after every three years and at the time of maturity.

» As the scheme is aimed at households having annual income less than 75000/- The TDS shall not be deducted as long as the guardian/beneficiary furnishes form 15G/15H every year and has a valid PAN.

J&K Ladli Beti Scheme Online Application Form 2022

»» Let’s check the process to fill J&K Ladli Beti Scheme online application form 2022:-

»» First of all, go to Jammu and Kashmir’s official portal at https://www.jk.gov.in/jammukashmir/

»» At the homepage, click on the “Click Here to Apply for Ladli Beti Scheme” link under the ‘Go Live Services’ section.

»» Then https://www.jk.gov.in/jkeservices/home link for login at J&K eservices portal will open.

»» Click at the Citizen Registration link. This will open the CSC Digital Seva Connect page.

»» You can go to any nearest CSC, log in through CSC ID and then fill J&K Ladli Beti Scheme online application form 2022.

Eligibility Criteria for JK Ladli Beti Scheme

»» Girl Child born on or after 01/04/2015 whose applications are complete in all respect accompanied with sanction letter from Child Development Project Officer (CDPO) of the selected domiciliary district (Srinagar, Anantnag, Budgam, Jammu, Kathua, Pulwama, Samba, Kishtwar).

»» Girl child born to parents whose annual income from all sources is less than Rs 75000.